Retire Your Way Dream it, plan it, live it.

Our Team

At Whitecap Financial Advisors, we believe you deserve to live the retirement of your dreams. That’s why we’ve dedicated our lives to helping clients design and implement successful financial strategies to reach their goals. If you’re looking for a team to guide you at every step on your retirement journey, we’re here to help.

Chris-Wooddell-headshot - Whitecap Financial Advisors - Christopher Wooddell

Chris Wooddell Financial Advisor

Chris is a seasoned financial advisor who takes pride in helping individuals and families gain clarity, confidence, and control over their financial future.

Throughout his career, he has guided clients through the often-complex topics of financial strategy, debt reduction, and retirement planning; always in plain, easy-to-understand terms. His approach is patient, educational, and focused on empowering clients to make informed decisions that align with their goals and values.

Chris began his career working alongside his father in a family-owned firm, where he developed a deep appreciation for personal relationships and trust; the foundation of every financial plan. Over the years, he has built expertise in financial planning, asset protection, and retirement strategy.

In 2023, he transitioned into the federal sector, where he now helps federal employees across the U.S. understand their benefits, maximize their TSP, and prepare for a secure and confident retirement. Clients often appreciate his ability to simplify complex concepts and his genuine commitment to their long-term success.

A dedicated professional with a servant’s heart and a detail-oriented approach, Chris has earned multiple industry designations and serves as a Founder and Senior Advisor at Federal Retirement Advisors.

Outside of work, Chris enjoys tending the family’s vegetable garden, lifting weights, and spending time outdoors. He and his wife, Stephanie, have been happily married for 27 years and have two grown children, Mackenzie (24) and Ty (21).

COMPLIMENTARY EBOOKS: What Financial Challenges Will You Face?

The world of retirement is changing — especially how we fund it. Many find themselves questioning when, or if, they will be able to retire. Our free guides will help you get a head start on your retirement planning by showing you:

  • How an experienced financial professional can address your “what-ifs” about retirement — and then help you figure out how to address them.

  • How the average person spent $146 a year on health care in 1960 compared to the average cost today.

  • How to ask the right questions about retirement, including: How do I make my money last?

Download your free retirement guide now and take the first step toward taking control of your financial future.

Guarantees and protections provided by insurance products, including annuities, are backed by the financial strength and claims-paying ability of the issuing insurance carrier. Annuities are not bank or FDIC insured.

claim smart and understanding medcare whitepaper thumbnails

READ MORE ABOUT Our Services Below

We’re independent, so we can help you develop your custom financial strategy from a wide array of products, services and approaches. We can help meet your specific financial needs, no matter how close you are to retirement.

IRA Legacy
Planning

Tax-Efficient
Strategies

Retirement
Income Strategies

Asset Protection
Strategies

IRA/401(k)
Rollovers

Annuities

Contact Us

Share a few details with us, and you’ll be on your way to our first meeting. We can’t wait to get to know you and your goals and dreams.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.